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ஆசிர்வாத் மைக்ரோபைனான்ஸ் லிமிடெட்          Asirvad Micro Finance Limited          आशीर्वाद माइक्रोफिनॅन्स लिमिटेड         ആശിർവാദ് മൈക്രോഫിനാൻസ് ലിമിറ്റഡ്          ಆಶೀರ್ವಾದ್ ಮೈಕ್ರೋಫೈನಾನ್ಸ್ ಲಿಮಿಟೆಡ್          ਅਸਿਰਵਾਦ ਮਿਕਰੋਫਈਨਂਸੇ ਲਿਮਿਟੇਡ          ଆଶୀର୍ବାଦ ମଇକ୍ରୋଫାଇନାନ୍ସ ଲିଃ          আশির্বাদ মাইক্রো ফাইনান্স লিমিটেড



AML understands that managing financial health is one of the most important needs of a Business . An enterprise requires funds to manage it’s working capital requirement as well as addition / replacement of capital assets. Asirvad Micro Finance Limited  provides loans to  Micro-Small and Medium Enterprises in the Manufacturing, Service, Trading and Agri-Allied activities to meet the above requirement.

Product Features

  • Secured Business Loans up to Rs 15 lacs
  • Tenor – Maximum 7 years
  • Repayment in Equated Monthly Instalments (EMI) 
  • Collateral Security by way of Mortgage of Immoveable Property

Purpose of Loan:

End use of the loan to be income generating in nature

Indicative Interest Rate:

Between 23% to 25%

Indicative List of documents 

  • Proof of Address & Proof of Identity
  • Proof of Banking History 
  • Proof of Business Continuity
  • Documents for the property being offered as collateral for the facility

Note: the above list of documents is only indicative in nature and additional documents may be required on a case-to-case basis for credit assessment

Approach for Gradation of Risk

The process of gradation of risk and interest determination is primarily based on the details of Loan amount, Market Value of collateral security, Business profile, Size of the Business, Banking habits, credit history and repayment capacity of customers.